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MSM Insurance is owned and managed by Janet Moyce. The Moyce family have a long association with motorcycles and motorcycle sport, Janet’s Dad John (Jack) Moyce having been a keen motorcyclist and trials rider, also owning and running Joe Francis Motorcycles in Eltham for many years, shipping parts all over the world to help maintain classic & vintage British motorcycles. Her brothers Colin and David followed their Dad’s footsteps, travelling around the UK to compete in many motorcycle trials, and now that motorcycling tradition continues with nephew Ollie Moyce (www.midwesthusaberg.co.uk/ollie-moyce/rider-profile-history) who started racing motorcycles at the age of six! Ollie enjoyed considerable success in motocross before making the switch to Enduro in 2003 at the age of 16, winning the clubman class at his very first outing. Ollie now rides for Great Britain and is once again a member of the British junior ISDE team this year. Best of luck Ollie! Our connection with the sport highlighted a serious flaw in the insurance typically bought by riders in Enduro and long-distance trials in that most policies do not operate if the machine use is in connection with competition. Janet says: “It doesn’t matter how cheap the policy is, if the cover is invalidated by the use then the policy isn’t worth the paper it is written on! I wanted to make sure that Ollie and his fellow competitors could buy insurance and have confidence that the cover will work when they need it to.” The long and difficult quest to find insurance underwriters willing to recognise the sport and competitive use further confirmed our fears, and consultation with the ACU proved the need for a new insurance scheme dedicated to the needs of Trials & Enduro. Apart from obvious doubts over fire & theft cover, the ACU highlighted the desperate need for Third Party Public Liability insurance valid for competition use. Our aim was to be able to offer full year insurance that would provide riders with an annual certificate of motor insurance enabling them to tax their bikes, cover them to get to/from practice grounds, to/from a petrol station, to/from club meetings and even to/from a competition for those living near enough to ride to a venue, whilst the policy also had to cover the road stages of events, such as the country lane link between two fields, or the public road linking two competition stages at Thetford Forest, and that’s what the new MSM insurance scheme has achieved. As a spin-off the cover is also valid for trail-riding and green-laning. We would like to thank John Collins (ACU Trials & Enduro Chairman) and Eddie Bellars (ACU Director) for their patience, help and advice in the development of the new MSM Trials & Enduro Insurance Scheme.

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